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Home Insurance in Panama and Harlan, IA

Protecting Homeowners Throughout Iowa and Nebraska

For most individuals, a home is not just a residence, but also their greatest asset. However, from theft to fire, homeowners are susceptible to risks of all shapes and sizes. At Schaben Insurance & Financial, Inc., our team of agents can provide homeowners in Iowa and Nebraska with the coverages they need to protect their investment.

Property Insurance, Liability Insurance, and More

As an independent agency, we shop the coverage options on behalf of our clients. We have developed close relationships with carriers such a Nationwide, West Bend and AAA, and we are committed to finding our clients the best policy at a competitive price.

When matching a client with insurance, we work with them one-on-one to fully evaluate their needs and risks. From property insurance to homeowners liability, we offer a full-range of coverages for homeowners. We can also protect valuable possession inside the home with scheduled personal property (SPP) insurance. To learn more about our products and pricing, please request a quote.

Keeping Homeowners Secure

At Schaben Insurance, we take pride in developing lasting relationships with our clients and protecting them for every stage of life. After working to put a policy in place, we review coverage annually to ensure that it still meets the needs of the client.  Our knowledgeable agents are always willing to explain coverage, and will assist a client however they can.  To get started, please request a quote.  

Additional Resources

Iowa Insurance Division

Insurance Buyer’s Guides (The National Association of Insurance Commissioners (NAIC))

Related Products:

Our Locations

Panama Office

Panama Office

123 Main St.
Panama, IA 51562
Main office: 712-454-7629
Toll free: 888-805-1700
Fax: 712-489-2697
Panama Office
Harlan Office

Harlan Office

504 Market
Harlan, IA 51537
Main office: 712-423-4524
Toll free: 866-263-1465
Fax: 712-733-8122
Harlan Office

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.