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Auto Insurance in Panama and Harlan, IA

Auto Insurance in Panama, IA

From theft to collisions, accidents can happened to new and veteran drivers alike. At Schaben Insurance & Financial, Inc., we are proud to provide Iowa drivers with the policies they need most. We routinely provide coverage to motorists in Panama, Harlan, Avoca, Dunlap, Woodbine, Earling and the surrounding areas.

Liability Insurance, Collision Insurance, Accident Forgiveness and More

When matching our clients with the right auto policies, we adhere to state minimums.  However, we often recommend higher limits to ensure our customers are properly protected. We then work with trusted carriers such as Nationwide, Progressive, Westbend, AAA, and Iowa Mutual to find a competitive rate.

We offer a variety of coverage such as:

  • Liability Coverage
  • Comprehensive Coverage
  • Collision Coverage
  • Uninsured & Underinsured Motorist Coverage
  • Diminishing Deductible
  • Accident Forgiveness
  • Minor Violation Forgiveness
  • Roadside Assistance
  • Specialty Auto Insurance
  • 24-Hour Customer Service
  • Towing
  • Rental Reimbursement
  • Personal Injury Protection (PIP)
  • Mexican Auto Insurance
  • Medical Payments Coverage

To learn more, request a quote.

Trained Agents Insuring Western Iowa Drivers

Our agents have been trained and certified to assist drivers throughout western Iowa, and we take pride in our customer service. We are happy to explain policies to our clients, and when searching for coverage, we look for the fit and rate that’s right for each individual. Once we have matched our customer with the right policy, we conduct annual reviews to ensure it is still the proper fit.

Contact us to get started.

Additional Resources

Iowa Insurance Division

Insurance Buyer’s Guides (The National Association of Insurance Commissioners (NAIC))

Small Business Insurance Details and Resources (The U.S. Small Business Administration (SBA))

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Our Locations

Panama Office

Panama Office

123 Main St.
Panama, IA 51562
Main office: 712-454-7629
Toll free: 888-805-1700
Fax: 712-489-2697
Panama Office
Harlan Office

Harlan Office

504 Market
Harlan, IA 51537
Main office: 712-423-4524
Toll free: 866-263-1465
Fax: 712-733-8122
Harlan Office

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.