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Diminishing Deductible in Panama and Harlan, IA

Good Drivers deserve Great Rewards.

As a driver, safety should be one of your top concerns – safety for your passengers and for other drivers on the road. When you find the right coverage with Schaben Insurance & Financial, Inc., you’ll learn that being a responsible driver has its benefits. With Diminishing Deductible, you can actually get rewarded for being an accident and violation-free driver.

When you sign up for Diminishing Deductible, you’ll receive an immediate $100 credit on your deductible. From there, you can add $100 of more credit for every year – simply by being a safe driver. Drivers under Diminishing Deductible can receive up to a maximum of $500 credit.

For even more options, talk to a representative with Schaben Insurance & Financial, Inc. about Total Loss Deductible Waiver. If your car gets totaled in an accident, and if you’re covered under this waiver, you won’t be responsible for paying your deductible.

It’s just one more way that Schaben Insurance & Financial, Inc. can provide quality coverage options for safe drivers.

Our Locations

Panama Office

123 Main St.
Panama, IA 51562
Main office: 712-454-7629
Toll free: 888-805-1700
Fax: 712-489-2697

Harlan Office

504 Market
Harlan, IA 51537
Main office: 712-423-4524
Toll free: 866-263-1465
Fax: 712-733-8122

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.