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    • Home & Auto Insurance
    • Auto InsuranceImage of right arrow
      • Liability Coverage
      • Comprehensive Coverage
      • Collision Coverage
      • Uninsured & Underinsured Motorist Coverage
      • Diminishing Deductible
      • Accident Forgiveness
      • Minor Violation Forgiveness
      • Roadside Assistance
      • Specialty Auto Insurance
      • 24-Hour Customer Service
      • Towing
      • Rental Reimbursement
      • Personal Injury Protection (PIP)
      • Medical Payments Coverage
    • Home InsuranceImage of right arrow
      • Property Insurance
      • Homeowners Liability
      • Renters Insurance
      • Condo Insurance
      • Mobile Home Insurance
      • Scheduled Property Insurance
      • Landlords Insurance
      • In-Home Business Insurance
    • Other Personal InsuranceImage of right arrow
      • Identity Theft
      • Personal Umbrella Insurance
      • Data Backup
    • Farm InsuranceImage of right arrow
      • Crop Insurance
      • Farm Owners Insurance
      • Farm Livestock Insurance
      • Equine Insurance
      • Farm Equipment Insurance
      • Farm Dwelling Insurance
      • Farm Structures Insurance
      • Farm Auto Insurance
      • Farm Umbrella Insurance
      • Farm Liability Insurance
    • Life InsuranceImage of right arrow
      • Individual Life Insurance
      • Group Life Insurance
      • Long-Term Care Insurance
      • Mortgage Protection Insurance
      • Disability Insurance
      • Second-To-Die Policy
      • Key Person (Key Men) Insurance
    • Health InsuranceImage of right arrow
      • Individual & Family Health Insurance
      • Group Health Insurance
      • Dental Coverage
      • Vision Coverage
      • Long-Term Care Insurance
      • Temporary Health Insurance
      • Supplemental Insurance
      • Disability Insurance
      • Medical Expense Insurance
      • Child Health Insurance
      • Travel Health Insurance
      • Prescription Insurance
      • HSAs
    • Recreational Vehicle InsuranceImage of right arrow
      • Boat Insurance
      • Motorcycle Insurance
      • Motorhome Insurance
      • ATV Insurance
      • Snowmobile Insurance
    • Financial ServicesImage of right arrow
      • Financial Planning
      • Annuities
      • 401K
      • Retirement Plans
      • Mutual Funds
      • Pension Plans
      • Profit Sharing Plans
      • Traditional & Roth IRAs
    • Additional Insurance ServicesImage of right arrow
      • Special Event Insurance
      • Other Services
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Insurance for Arborists
      • Construction Insurance
      • Consulting Firm Insurance
      • Specialty Trade Contractors Insurance
      • Craft Brewery Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • Law Firm Insurance
      • Life Science Insurance
      • Limousine Services Insurance
      • Livestock Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Maritime Employers Insurance
      • Media & Advertising Insurance
      • Orthotics & Prosthetics Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Railroad Contractors Insurance
      • Real Estate Businesses Insurance
      • Retail Insurance
      • School Bus Contractors Insurance
      • Scrap Metal Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tow Trucks Insurance
      • Water Well Drillers Insurance
    • Coverage for Your BusinessImage of right arrow
      • Leave Management
      • Loss Control Insurance
      • Marine Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Inland Marine Insurance
      • Professional Liability
      • Workers Compensation
      • Bonds
      • Fidelity Bonds
      • Surety Bonds
    • Coverage for Your EmployeesImage of right arrow
      • Small Business Retirement Plans
      • Employer-Sponsored Retirement
      • Group Benefits
      • Group Disability Insurance
      • Voluntary Benefits
      • Retiree Health Coverage
      • Group Health Insurance
      • Disability Insurance
      • Individual Life Insurance
  • Get A Quote
  • Contact Us
    • Panama Office
    • Harlan Office
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Insuring your needs today!

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Right coverage for the right price

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Suitable policies for your needs

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Offering you the best

We can find the coverage package to support your company
Schaben Insurance & Financial, Inc. Home Page
  • Auto Icon Auto

    Explore all of the policy options available to you.

  • Home Icon Home

    We are happy to assist you in selecting the best coverage.

  • Life Icon Life

    We get you the right coverage for the right price.

  • Health Icon Health

    We offer free quotes and dedicated personal service.

  • Business Icon Business

    Let our agents customize a plan for you today.

  • Farm & Crop Icon Farm & Crop

    Get affordable coverage that meets all your needs.

Schaben Insurance & Financial, Inc.


Delivering home, auto, and business insurance with offices Panama and Harlan, IA

We’re an independently owned and operated agency and we deliver comprehensive insurance and risk management solutions throughout Iowa and the surrounding states of Nebraska, Missouri, Kansas and South Dakota. We’ve served individuals, families, and businesses for two decades and our agents have over 100 years of collective experience. Our two locations help us meet clients’ needs with ease and allow us to be flexible.

We offer a wide variety of personal and commercial insurance programs. On the personal side we have home, auto, and life programs, each of which is fully adaptable to the needs of individual clients. For commercial enterprises we have a business program that provides the coverage necessary for complete security. We also have programs for specific industries, and these programs address the needs of businesses that require more than general protection. Additional coverages are available for any policy and when possible, combinations of policies and packages can be made.

Our agents are local and take pride in serving the needs of residents of Western Iowa and in being active participants in the communities they serve. Farming and raising crops are common professions in our state so our agents deliver farm and crop insurance solutions with tremendous attention to detail and an ever-growing knowledge of the farming industry. Also, our agents attend the Cattlemen’s Annual Fundraising Banquet to further engrain themselves in the farming community.

Every member of our staff is dedicated to giving clients the best experiences possible. We’re always reachable, so clients are never without important information or unable to make changes. We manage risk and claims, perform regular policy reviews, and stay current on trends that affect or products. As a result, clients reduce costs and always have effective coverage. Also, we stay as active in our service communities as possible, so we attend parish picnics and support ovarian cancer awareness events.

Related Links

  • Iowa Insurance Information and Resources (The Iowa Insurance Division)
  • Small Business Insurance Information and Resources (The U.S. Small Business Administration (SBA))
  • Iowa Farm Information and Resources (The Iowa Farm Business Association)
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888-805-1700 123 Main St | Panama, IA 51562
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Location
123 Main St
Panama, IA 51562
P: 888-805-1700



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